Your Everyday Health Companion: How EverThrive RTM Helps You Live Better Every Day

"The vast majority of eligible Americans don't realize that Remote Therapeutic Monitoring can bring them significant health benefits — without changing their doctor, without changing their Medicare plan, with no long-term commitments, and often with little or no out-of-pocket cost."

Most people have never heard of Remote Therapeutic Monitoring (RTM).

That's unfortunate, because for millions of Medicare beneficiaries, RTM may be one of the most valuable healthcare benefits they've never been told about.

Even more surprising? You don't need to switch doctors. You don't need a new insurance plan. You don't have to travel anywhere. And if you have Medicare plus supplemental insurance or a Medicare Advantage plan, you may pay little or nothing out of pocket. Even if cost is a concern, financial assistance may be available depending on your circumstances.

RTM was designed to help people receive more support between doctor visits — not replace their doctor. And that's exactly where EverThrive is different.

What Is Remote Therapeutic Monitoring (RTM)?

Think of RTM as having a healthcare team that stays connected with you every day instead of only seeing you every few months.

Rather than waiting until your next appointment to discover that your pain has worsened, you're having trouble sleeping, you've stopped exercising, or you're no longer following your therapy plan — RTM helps your care team recognize those changes sooner.

Unlike devices that continuously measure blood pressure or blood sugar, RTM focuses on how you're actually doing — your symptoms, your progress, your comfort, your therapy, and your daily life.

CMS currently recognizes three major categories of RTM:

1. Musculoskeletal Conditions

This is by far the largest group of people who may qualify. You may be eligible if you're living with:

• Chronic back pain or neck pain
• Arthritis, joint pain, knee pain, or hip pain
• Shoulder pain or fibromyalgia
• Sciatica or balance problems
• Difficulty walking or fear of falling
• Pain after surgery or physical therapy recovery
• Chronic pain that affects your daily activities

If you've ever said "My back hurts every morning" or "I'm just not moving like I used to" — RTM may be able to help.

2. Respiratory Conditions

Millions of Americans struggle with breathing issues that benefit from ongoing monitoring. These include:

• COPD, asthma, chronic bronchitis, or emphysema
• Pulmonary rehabilitation
• Shortness of breath
• Recovery after respiratory illness

Small changes in symptoms often happen long before they become emergencies. RTM helps identify those changes sooner.

3. Cognitive & Behavioral Health

Health isn't just physical. RTM can also support people managing:

• Anxiety or depression
• Stress or sleep disorders / insomnia
• Behavioral therapy or cognitive behavioral therapy (CBT)
• Emotional wellness challenges

Sometimes the biggest barrier to feeling better isn't your condition. It's feeling like you're facing it alone.

Who Is Eligible?

You may qualify if:

• You're generally age 65 or older
• You have Medicare
• You have a qualifying condition like those listed above
• You're not already enrolled in another Medicare program such as Remote Patient Monitoring (RPM), Chronic Care Management (CCM), or another RTM program

The enrollment process is simple. Your information is reviewed by a licensed healthcare provider who determines whether RTM is appropriate for you. If you qualify, you're ready to begin.

Why Does RTM Matter?

Let's be honest. Healthcare today is busy. Doctors care deeply about their patients, but appointments are short. If you only see your physician every three or four months, a lot can happen between visits.

• Pain increases.
• Mobility decreases.
• Exercise stops.
• Medications get skipped.
• Sleep gets worse.
• People become isolated.

None of those things happen overnight. They happen gradually. RTM helps close those gaps. Instead of your care team wondering how you've been doing since your last appointment, they actually know. That means better communication, earlier intervention, more confidence — and often, better outcomes.

A Day in the Life with EverThrive

Imagine Mary. She's 74. She has arthritis, chronic lower back pain, and recently completed physical therapy after knee replacement surgery. She loves her doctor. She doesn't want to change physicians. She doesn't want another insurance plan. She simply wants to stay independent.

After enrolling in EverThrive, Mary is paired with a dedicated Care Advocate. Every morning she receives a friendly reminder to check in. She answers a few simple questions about how she's feeling:

• Did her pain increase today?
• Was she able to complete her exercises?
• How well did she sleep?
• Has anything changed?

Her Care Advocate notices that Mary's pain has gradually increased over several days. Instead of waiting until her next appointment three months from now, the care team becomes aware much sooner. Mary feels supported. Her physician has better information. Everyone wins.

Why EverThrive Is Different

Many RTM programs stop at monitoring. EverThrive starts there.

We believe better health isn't just about collecting information. It's about improving everyday life. That's why EverThrive combines Medicare-covered RTM with one of the most engaging wellness platforms available.

Depending on your care plan, you may enjoy:

• Your own dedicated Care Advocate
• An AI Care Companion available any time
• Daily inspirational quotes, jokes, and proverbs
• "This Day in History" and Word of the Day
• Brain games and cognitive exercises
• Health education and exercise & wellness videos
• Medication reminders
• Photo sharing and messages with family
• Video conversations with loved ones
• Ongoing wellness tips and encouragement

This isn't healthcare that waits until something goes wrong. It's healthcare that helps make every day a little brighter.

What About Cost?

One of the biggest misconceptions is that programs like this must be expensive. For many participants, they aren't.

Many Medicare beneficiaries with supplemental insurance, Medigap coverage, Medicaid, or Medicare Advantage plans pay little or nothing out of pocket. If finances are a concern, assistance may also be available depending on your individual circumstances.

• No long-term contracts
• No need to change doctors
• No need to change Medicare plans
• You can discontinue participation if you decide it's not right for you

You May Already Qualify

If you've been living with chronic pain… if you're recovering from surgery… if breathing has become more difficult… if you're anxious… if you're sleeping poorly… if you've stopped exercising… if you're worried about falling… if you're simply trying to stay healthy and independent…

There's a good chance RTM was designed with someone just like you in mind.

Your Everyday Health Companion Is Waiting

Healthcare shouldn't only happen during doctor's appointments. It should happen every day — with encouragement, with education, with connection, with technology that feels human.

That's what EverThrive was built to deliver.

Visit www.EverThrive.ai to learn whether you qualify, explore the program, and begin your enrollment. You may discover that one of Medicare's most valuable benefits has been available to you all along — you just hadn't heard about it until now.